Is utilizing Express that is american at foreign exchange a cash loan?

I am currently abroad in Thailand and unlike great britain many money exchanges seem to accept US Express. If i personally use my United states Express card using them is it classed being a cost, that we will gain points for or a advance loan (like utilizing an ATM), that I’ll get no points for an incur costs I think. We will make use of my debit card in the event that latter.

Additionally, do you know the prices for employing a United states Express card abroad, i am aware a percentage is taken by them associated with the expense, performs this have restriction?

Any assistance valued. More